If you’ve ever been involved in a car accident, you know how traumatizing and uncomfortable the entire situation can be. Even if you don’t sustain serious injuries as a result of the crash, the aftermath can still be exhausting to deal with.
Perhaps one of the biggest hurdles to get over is dealing with the insurance company. Read on to learn whether it’s a good idea to trust your insurance company in the wake of a crash.
Insurance Company Representatives are Shady
When you call the insurance company in order to provide a statement about your accident, you may be greeted by a person on the other line who has a warm, comforting, and friendly tone.
While this comfort may feel good at the moment, don’t let it fool you.
Insurance company representatives are trained to be able to make you feel comfortable enough to gain your trust, only to exploit you later.
You see, insurance companies are in the business of making money—not helping people like they want you to believe.
Insurance companies make money by closing claims. The longer a claim remains open, the more money it’s costing the insurance company.
Instead of paying out claims like they’re supposed to, it’s in the insurance company’s best interest not to. When the insurance company gets to blame you for a car accident, that means they won’t have to compensate you as much as they would otherwise.
In addition to not paying you as much for your losses, they’ll also be able to raise your insurance premiums. Thus, blaming you for the accident helps the insurance company twofold.
For the aforementioned reasons, it’s not uncommon for insurance companies to blame their own insured to take full responsibility for an accident right off the bat, even if that’s not truly the case. Oftentimes, insurance companies will do the bare bones minimum investigation for an accident and then automatically blame their own insured.
While this practice is wildly unethical, it’s not technically illegal, which means insurance companies are welcome to throw their own insured under the bus if it helps them turn a profit.
It’s worth stating again: insurance companies are not in business to help you. They’re in business to make money off of you.
You Don’t Have To Do It Alone
If you’re involved in an accident and need to provide a statement to the insurance company, you don’t have to do it alone. You’re allowed to have your attorney provide your statement to the insurance company for you so that you don’t end up saying something that could hurt your claim in the long run.
A skilled car accident attorney knows the shady tactics insurance companies use to get you to admit things about your accident that make you appear to be at fault. Your attorney will be able to position your statement in such a way that the insurance company won’t be able to use back door tactics to blame you for the crash.
You Can Do It In Writing
If for some reason you prefer to make your statement to the insurance company yourself, did you know that you’re allowed to do so in writing?
That’s right, if you prefer, you’re allowed to take the time to provide a written statement. Providing your statement in writing as opposed to over the phone allows you the time and space to deeply consider the order of events in which they occurred. That way, you’ll have a better chance of providing the most accurate statement possible with little room for substantial errors.
We’re Here to Support You
If you’ve been involved in a car accident, our attorneys at Shapiro Law Firm, P.A. are here to help. Our attorneys are highly experienced in the field of personal injury law and have helped countless others achieve justice. Let us help you, too. Don’t hesitate to contact our firm with your case right away.
Call Shapiro Law Firm, P.A. today at (850) 629-7226 for a free consultation.